The provision of life and health insurance is the foundation of responsible financial planning. Fortunately, there are a range of flexible insurances available to provide for ill health and death and in many cases premiums are not as expensive as you might imagine. The premiums charged for these types of insurance change frequently as different insurance companies become competitive on costs. There are also technical issues concerning tax and on exact policy terms offered by each insurance company.

Savills Private Finance (SPF) can provide up-to-date illustrations using our 'on line' technology, and can look out for any policy exclusions. The range of protection contracts is extensive. Assurance policies are available to repay both your mortgage liability and to meet your family's requirements on either your death, or the diagnosis of a critical illness. Furthermore, you are able to protect your own income in the event of sickness or disability.